Beaverton Critical Home Repair Program

Keep your Home Safe and Healthy. Eligible Beaverton homeowners may qualify for affordable home repair assistance through Habitat for Humanity.

Check Your Eligibility Before Applying 

To receive an application, contact Habitat through the online inquiry form at the bottom of this page. You can also reach us via phone, or e-mail homerepair@habitatportlandregion.org

If contacting us by phone or e-mail, please provide your name, your Beaverton address, and a brief description of your repair needs. We will verify that your home is located within the eligible service area and provide information about your next steps in the application process. 

To call us, dial 503-287-9529 and press 3 for home repair. We aim to respond promptly, but please allow up to 5 business days for a response. 

Eligible Repairs Focus on Safety, Accessibility, and Preventing Further Damage

Examples include: 

  • Roof replacement and repair 
  • Plumbing and electrical 
  • Heating/cooling (HVAC) systems 
  • ADA ramps and fall prevention improvements 
  • Wheelchair accessible flooring  
  • Window replacement and repair  
  • Water intrusion mitigation and moisture repair 
  • Other health‑ and safety-related improvements 

Who Qualifies for the Beaverton Critical Repair Program 

To be eligible, applicants must meet the following criteria: 

  • Household gross income cannot exceed 80% AMI  
Household Size 12345678
Max Income $71,848 $82,112 $92,376 $102,640$110,851$119,062$127,274$131,100
  • The home must be owner-occupied  
  • The home must be the primary residence  
  • The home must be located within the eligible Beaverton service area (Submit an inquiry with your home address to determine basic eligibility and receive an invitation to apply). 

How Habitat’s Home Repair Program Works 

Habitat manages the entire repair project from start to finish. We hire and work with licensed contractors; skilled Habitat volunteers will also support repairs.  

Homeowners do not receive cash; Habitat pays our contractors directly. 

To keep repairs affordable for homeowners, Habitat offers 0% interest loans.   

Understanding the Home Repair Loan 

The loan available to qualified homeowners will be dependent on: 

  • The size and type of repair 
  • Available program funding 
  • Household income and eligibility 

Important things to know: 

  • Not everyone qualifies for all available loan options 
  • The goal is to help people fix critical issues without financial hardship 
  • This particular application includes a $5,000 grant. If the project cost is above $5,000, the project is paired with one of the loan types listed below. 

Home Repair Loan Overview 

Repayable Microloan (Small Monthly Payments) 

For smaller repair projects. 

  • 0% interest 
  • Flexible terms (12-48 months) 
  • Affordable monthly payments  
  • Payment amount is based on income 

Examples: 

  • $4,500 loan at 80% AMI → approx. $28/month for 48 months 
  • $4,500 loan at 60% AMI → approx. $23/month for 48 months 

Deferred, Secured Loan (No Monthly Payments) 

For larger or more complex repairs. 

  • 0% interest 
  • No monthly payments required 
  • Secured by a lien on the home 
  • Loan is forgiven after 15 years if homeowner continues living in the home 

If the home is sold before the 15-year loan term is complete, Habitat requires repayment of the remaining loan balance from escrow. Repayment allows those funds to be reinvested into Habitat for Humanity in continued support of our mission.