Stock & Mutual Funds

A gift of stock or mutual funds before December 31 could be your best way to maximize tax savings and meet your charitable giving goals this year.

Even if your stocks have lost value since you purchased them, you can receive tremendous tax advantages. The key is in how you give the securities! Consult with your financial advisor and consider the following tips. 

The Smart Way to Donate Depreciated Stock

For stocks that have lost value (depreciated) the key is to sell them first and then give the cash proceeds to Habitat for Humanity Portland Region. You are likely to qualify to benefit tax-wise in two ways – you can take both the loss deduction and the charitable deduction. 

The Smart Way to Donate Appreciated Stock

For stocks that have increased in value (appreciated), the key to receiving tax savings is to donate the shares directly to Habitat for Humanity Portland Region. You receive a double tax benefit by: 

  • Avoiding capital gains on the profit you’ve gained, and 
  • Receiving a full tax deduction for the fair market value of your gift. 

Making a stock gift is easy!

Thank you for considering the donation of stock. To expedite the processing of your gift, we suggest that you contact us with information about the type of stock and number of shares, as well as any special considerations you may have. 

Please direct information about your gift and any other questions to Tai Love at 503.287.9529 x 1345 or tai.love@habitatportlandregion.org.