Magnolia Crossing

We have one available home in this community. 

• The only floor plan available at this location is a 3-bedroom, 2.5-bathroom end unit.

Applications for this home will be open July 6-10, 2026.

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Community snapshot

Income requirement: Minimum gross annual income of $67,032.48

Habitat home pricing is based on household income and affordability guidelines.
For more information, see the Financial information section below.

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About this community

Located in Southeast Portland’s Mt. Scott neighborhood, Magnolia Crossing offers affordable homeownership in a well-established community with convenient access to shopping, restaurants, parks, and public transit. This thoughtfully designed community includes eight 2- and 3-bedroom townhomes, providing a comfortable place for families and individuals to put down roots.

More community details

Residents will enjoy the convenience of nearby everyday amenities, with local businesses, grocery stores, and dining options within walking distance. Frequent transit service along SE Duke Street and SE 60th Avenue makes it easy to connect to the rest of Portland.

Habitat for Humanity is excited to be partnering with DBS Group for this community, which sits between SE Woodstock Street and SE Flavel Street.

All the homes at Magnolia Crossing will be built for lasting affordability. This allows homeowners to continue building equity in their homes, while ensuring that the homes are affordable to the next buyers.

All renderings/images shown are for illustration purposes only.

Home & neighborhood details

Availability

Applications for this home will be available July 6-10, 2026.

Applications for this home will be processed in order of the first completed application received and we will close applications on Friday, July 10 at 4:30 pm so that we may begin processing. Applications may be opened again if we are unable to find a qualified buyer for this home.

All required documents are due by July 10 at 4:30 pm or your application may be denied as incomplete.
Please be sure to plan ahead! Click the button below to view the full list:

All applicants will be expected to pay a $30 application fee when and if we pull your credit report.

Home sizes available

Financial information

Habitat requires homebuyers to finance the purchase of their home with a mortgage from an approved lender. This means that buyers will need to meet the underwriting requirements of the lender of choice including credit and reserve requirements.

Each neighborhood will have a mix of units available to buyers at different income levels. Depending on the buyer’s income at the time of purchase, any portion of the projected purchase price that is not covered by the mortgage, cash down payment and/or down payment assistance will be provided by Habitat.  

The housing payment will vary between buyers. Your monthly payment will be based on your income and household size.  Homebuyers must show that they can afford this payment without being cost-burdened (defined as spending more than 30-34% for your gross income for housing).

All the homes will be permanently affordable, allowing Habitat homeowners to build equity in their homes, while ensuring that the homes are affordable to the next buyer. This guarantees affordable neighborhoods in the future.

Fern Loan Program Eligibility for Magnolia Crossing

The last remaining home in the Magnolia Crossing neighborhood is designated for a buyer who qualifies for Habitat’s Fern Loan Program. Under this program, buyers must demonstrate that they can afford the home’s full affordable purchase price with a resulting monthly housing payment that is at or below 34% of gross monthly income.  

Habitat partners with lenders to provide below-market interest rate mortgages, which significantly lowers monthly payments. Based on current rates, a buyer would typically need an annual household income of approximately $67,032.48 to qualify for these homes without other resources.  

Buyers may also qualify with a lower income if they have access to down payment assistance, grants or subsidies from partner organizations, or personal savings. These additional resources reduce the loan amount and make the home affordable for buyers below the typical income threshold.   

To help us confirm eligibility, applicants will need to show documentation that any down payment funds or down payment assistance they plan to use is already secured at the time of application.  

Resources

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