2 bedroom / 2.5 bath

Financial qualification

• Maximum household size: 4 
• Minimum income: $60,472.52
• View income guidelines and program requirements

Property snapshot

• Style: Townhomes (attached)
• Bedrooms: 2
• Bathrooms: 2 full and one half
• Square Footage: 906 sq ft of living space, plus a 275 sq ft garage
• Parking: 1-car garage
• Heating: Heat pump

Additional information

• Homes will be resale restricted to provide for lasting affordability.
• Must be willing to complete homeownership education classes and attend engagement activities.
• Must meet partner lender requirements and secure financing to meet minimum mortgage amounts based on income. Your monthly payment will be based on your income and household size.

Fern Loan Program Eligibility for Oak Row

The last remaining homes in the Oak Row neighborhood are designated for buyers who qualify for Habitat’s Fern Loan Program. Under this program, buyers must demonstrate that they can afford the home’s full affordable purchase price with a resulting monthly housing payment that is at or below 34% of gross monthly income.

Habitat partners with lenders to provide below-market interest rate mortgages, which significantly lowers monthly payments. Based on current rates, buyers typically need an annual household income of approximately $60,472.52 to qualify without other resources.

Buyers with secured down payment assistance, grants, subsidies, or personal savings may also qualify with a lower household income, as these resources reduce the amount that must be financed.

Applicants using these resources must provide documentation showing the funds or assistance have been secured at the time of application.

All renderings/images shown are for illustration only.